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On your first visit to the Lender you will need to bring the following documents:
Most Recent Pay Stubs--30 Days
Most Recent Bank Statements--3 Months
Tax Returns--2 Years
Photo ID and proof of Social Security number
Certificate of Eligibility of DD214's (if applying for a V.A. loan).
You will also need to have the following information handy so that you lender can process your loan:
Residence addresses for past two years.
Names and addresses of each employer for past two years.
Names, account numbers, and balances for all checking and savings accounts.
Names, account numbers, balances, and monthly payments on all current loans.
Loan information and addresses of owned real estate.
The Lender will explain the complete "Loan Process" and the several phases that are involved, they are:
Overall getting financing is key to obtaining your next home. Therefore it is imperative that you first be pre-approved. At the Hawkins Group of professional team will review your financial circumstances and find an appropriate lender that is proven in the industry.
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