|
There are many types of lenders out there today. You have direct lenders, mortgage brokers, banks and savings & loans. Each has its advantages and disadvantages depending on the borrowers situation. Even within each institution there are different loan officers with different commitment levels to their customers.
At the Hawkins Group we specialize in finding our clients the best lender and loan officer to handle their financial needs. We refer our clients to lenders who demonstrate a track record of good service and reliability.
If you choose to find your own lender keep in mind these few little facts:
A poor loan officer/lender can make a real estate transaction a really frustrating process or in some cases even ruin the deal for the purchaser.
Lenders can make all types of promises and make their programs seem like the best, but only the quality lenders come through in the end.
Make sure your loan office shows you the numbers up front. Have them provide you with a detailed "Good Faith Estimate". Note: Pay particular attention to any additional lending points and understand the reasons for them.
You want a lender that has proven to be dependable and customer oriented in the past--someone you can trust.
Contact the Hawkins Group today for help on choosing the right lender for your particular situation!
|
|
