The first step to getting your finances in order is knowing how much you make and how much you spend. This will help you to limit unnecessary spending to save for your down payment or pay down debt.
Monthly Income & Expenses
Gross Income Per Month ________________ Salary ___________ Interest ___________ Dividends ___________ Other ___________
LESS: 1. Tithe ___________ 2. Tax (est. including FICA) ___________ NET SPENDABLE INCOME ___________ 3. Housing ___________ Mortgage ___________ Insurance ___________ Taxes ___________ Electricity ___________ Gas ___________ Water ___________ Sanitation ___________ Telephone ___________ Maintenance ___________ Cable ___________ Other ___________ 4. Food ___________ 5. Auntomobile(s) ___________ Car Note ___________ Parking ___________ Gas / Oil ___________ Insurance ___________ License ___________ Maint./Repair ___________ 6. Insurance ___________ Life ___________ Medical ___________ Other ___________ 7. Debts ___________ Credit Cards ___________ Loans ___________ Other ___________
8. Entertainment ___________ Eating Out ___________ Baby Sitters ___________ Activities ___________ Vacation ___________ Other ___________ 9. Clothing ___________ 10. Savings ___________ 11. Medical Espenses ___________ Doctor ___________ Dentist ___________ Drugs ___________ Other ___________ 12. Miscellaneous ___________ Toiletries ___________ Beauty/Barber ___________ Laundry ___________ Allowances ___________ Subscriptions ___________ Gifts ___________ Cash ___________ Other ___________ 13. School/Child Care ___________ Tuition ___________ Materials ___________ Transportation ___________ Day Care ___________ Other ___________ 14. Investments ___________
TOTAL EXPENSES___________
INCOME vs. EXPENSES___________ Net Spendable Income_________ Less Expenses _________ 15. Unallocated Surplus Income________
Information Deemed Reliable But Not Guaranteed. Neither CENTURY 21 Advantage Realty nor the service providers for CENTURY 21 Advantage Realty are liable for any errors or inaccuracies in the information provided through this website. Each Office is Independently Owned and Operated. Equal Housing Opportunity.
